Loan Programs

Fixed Rate Mortgages (FRM)
This is the most common type of loan program. The traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s duration.

HARP 2.0
HARP 2.0 is a refinance option for homeowners that owe more on their home than their home is actually worth.

FHA Loans
FHA home loans are mortgages that are insured by the Federal Housing Administration (FHA). This loan type allows borrowers to get low mortgage rates with a less costly down payment.

VA Loans
VA loans are mortgages backed by the Department of Veteran Affairs. These loans offer military veterans additional benefits, including lower interest rates and no down payment requirement.

USDA Loans

USDA loans are backed by the U.S. Department of Agriculture as part of its Guaranteed Housing Loan program. USDA loans offer 100% financing, and no-money down mortgages with below-market rates.

Reverse Mortgages
Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.

Adjustable Rate Mortgages (ARM)
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions.