We Are Cascadia Home Loans

At Cascadia Home Loans, we put our clients first 100 percent of the time. As a transparent company we believe in helping you understand each step of purchasing or refinancing your home. We are dedicated to cultivating sustainable practices that strengthen the beautiful environment in which we live. Through our passion for helping our community and its people thrive, we remain committed to achieving our vision of becoming your first choice when seeking ethical lending from a mortgage company that cares.

Located in the beautiful Northwest, we thrive on the success and satisfaction of our clients. With our team of experienced professionals, we can get you on the right path to your mortgage destination. Whether you're buying your first home or looking to refinance, we're committed to helping you find the most aggressive rates and fees in the industry today.

office: 503.543.9999
Cell: 503.936.9241
Fax: 503.543.9990
NMLS #116407

Matt McHugh

Mortgage Broker

Matt, a licensed mortgage broker in Oregon and Washington, is a graduate of Portland State University with a Bachelor’s degree in Political Science. He has over 15 years of experience in helping customers find their most aggressive mortgage. Matt’s extensive knowledge of his business and industry guidelines makes him an outstanding resource. His commitment to closing on time, proven experience in handling complicated loan scenarios and his connections within the industry, all make him a valuable partner to have in the loan process.

Integrity, honesty and privacy are key tenants in all of Matt’s business dealings. His ability to negotiate with numerous leading institutions across the US guarantees his clients receive an unbiased cross section of the most aggressive  rates and fees for their mortgage needs. Matt is passionate about providing a high level of customer service and has built a lifelong client portfolio. He will strive to ensure that each of his client’s mortgage plans meet each client’s personal and financial goals.

His consulting approach will provide you with your best mortgage options in a convenient and hassle-free process. Matt will help you save time and money and ensure you have a one-stop experience. Let him work on your behalf to find the optimum financing to meet your unique needs.  Matt works for you and not the lenders; he will always offer you unbiased advice and education that will enable you to select the mortgage that is a perfect fit for you.

When he’s not at work, you may find Matt surfing on the Oregon coast, playing Bridge or spending quality time with his wife Jaime and Kids, Scarlett and Vaughn.

OFFICE: 503.543.9999
CELL: 503.396.6987
FAX: 503.543.9990
NMLS #112867

Peggy Pense

Mortgage Broker

Peggy is a Loan Originator and our Senior Loan Processor at Cascadia Home Loans. She is a licensed originator in Oregon and Washington and plans to have her California license by year's end. With an extensive background in mortgage lending, including management and underwriting, Peggy is well versed in all types of mortgages; from Conventional to to FHA/VA to Rehab loans - and everything in between. Peggy has been in the mortgage industry for over 17 years and has has built strong relationships with a diverse group of banks and wholesale lenders giving her the ability to find the perfect loan product for her clients. With her connections in the lending world and knowledge of the industry, Peggy will fund your loan on time with dedication, integrety and professionalism. From first contact until the day your loan funds, Peggy will be there for you. She is always available via phone, text or email.
Peggy is a native Oregonian.When she's not at work you can find her outdoors in the great northwest, tending to her garden, camping with her family, hunting and fishing.

OFFICE: 503.543.9999
CELL: 360.442.9720
FAX: 503.543.9990
NMLS #1476495

Camren McCollum


Camren McCollum is a Loan Coordinator and Processor at Cascadia Home Loans. He has been a leader in the customer service industry for over 15 years. His primary function here at Cascadia Home Loans is to fine-tune loan submissions, process them, and to follow up with clients and lenders, ensuring we close on time. Camren has an extremely well-rounded knowledge base and in addition to his regular responsibilites, is the office go-to guy for computer, software and network issues. A consumate professional, he adjusts his form of communication to suit each borrower, whether that be via email, phone, text or face to face. Camren ensures that each transaction goes smoothly and makes it his mission that every borrower has the best possible experience when buying or refinancing their home with us. Cam exudes positive energy and we're pretty sure that if Lee wasn't his middle name, it would have been "Teamwork".

CELL: 503.396.7050
FAX: 503.543.9990
NMLS #1478337

Allison Cox

Mortgage Broker

I am a Mortgage Broker here at Cascadia Home Loans. I take pride in staying in close contact with my clients keeping them in the know during each step of their loan process. From the first contact to the day your loan funds expect nothing short of honesty, professionalism, and efficiency from me. My favorite part of working at Cascadia Home Loans is helping people get into a home they love, especially when they are first time home buyers. There is no better feeling than helping people buy a house they can call home.

If I'm not at work you can catch me, grabbing coffee with fellow associates, going for a run or adventuring with my Fiancé and our border collies, Rylee and Scout. We love exploring the beauty of the North West. I am always available via phone, text or email to help with any of your mortgage needs. Feel free to call, email or text me anytime. My direct phone number is 503-396-7050.



OFFICE: 503.543.9999
CELL: 971-201-7334
FAX: 503.543.9990
NMLS #673693

Bailey Perkins

Hi, my name is Bailey. I am a mother of two precious little boys, and a wife to the best man I know! Raised in Columbia County, I come from a large Northwest family and I love the outdoors. I am obsessed with all things shabby and vintage, finding a good bargain and being near the water.

I love being a Mortgage Broker because it allows me to meet new people from all walks of life. Getting to know my clients gives me the opportunity to build genuine and lasting relationships which helps me to provide them with a customized and responsive service tailored to their unique wants and needs.

My clients’ satisfaction and comfort are my utmost priority. I am loyal to a fault and will always fight for a client’s best interest. I believe strongly in communication and will always do my best to leave people feeling confident that their questions are answered thoroughly and in understandable terms. With that, my goal is to assist my clients in making educated decisions about their financing needs, setting their minds at ease and exceeding their expectations.

I thrive under pressure and strive to epitomize integrity, energy and hard work. I love the creative aspects of my job as the details of each transaction is different and presents new challenges. Surrounding myself with people that inspire me and challenge me to grow, is a must! That’s why I chose to work with some of the smartest and most seasoned professionals in the industry. Whether you’re an experienced homeowner or a first-time buyer, our entire team is dedicated to provide you with a full menu of loan products, aggressive rates and fees, unsurpassed expertise and experience. I will personally ensure that your mortgage experience is cost effective, and aggravation free.

OFFICE: 503.543.9999
FAX: 503.543.9990

Kimberly Schaff

Office Manager

Kimberly Schaff is our Office Manager and all-around organizational queen at Cascadia Home Loans. For the past seven years she has honed her skills in book keeping, filing and data management. Kim's duties at Cascadia include loan close out and digital file management. Her wide range of office skills enable us to run smoothly, securely and at maximum efficiency. We contend that Kim has single-handedly made the Dewey Decimal System obsolete!
When not at the office Kim works as a licensed Equine Massage Practitioner and loves being around horses whether she's in the saddle or working with them in the field. You can catch her and her husband Jeremy at lowrider car shows all over the northwest with their two dogs, Bizzy and Boscoe.



Bio coming soon.