We Are Cascadia Home Loans

At Cascadia Home Loans, we put our clients first 100 percent of the time. As a transparent company we believe in helping you understand each step of purchasing or refinancing your home. We are dedicated to cultivating sustainable practices that strengthen the beautiful environment in which we live. Through our passion for helping our community and its people thrive, we remain committed to achieving our vision of becoming your first choice when seeking ethical lending from a mortgage company that cares.

Located in the beautiful Northwest, we thrive on the success and satisfaction of our clients. With our team of experienced professionals, we can get you on the right path to your mortgage destination. Whether you're buying your first home or looking to refinance, we're committed to helping you find the most aggressive rates and fees in the industry today.

office: 503.543.9999
Cell: 503.936.9241
Fax: 503.543.9990
NMLS #116407

Matt McHugh

Master Broker

Matt, a licensed mortgage broker in Oregon and Washington, is a graduate of Portland State University with a Bachelor’s degree in Political Science. He has over 15 years of experience in helping customers find their most aggressive mortgage. Matt’s extensive knowledge of his business and industry guidelines makes him an outstanding resource. His commitment to closing on time, proven experience in handling complicated loan scenarios and his connections within the industry, all make him a valuable partner to have in the loan process.

Integrity, honesty and privacy are key tenants in all of Matt’s business dealings. His ability to negotiate with numerous leading institutions across the US guarantees his clients receive an unbiased cross section of the most aggressive  rates and fees for their mortgage needs. Matt is passionate about providing a high level of customer service and has built a lifelong client portfolio. He will strive to ensure that each of his client’s mortgage plans meet each client’s personal and financial goals.

His consulting approach will provide you with your best mortgage options in a convenient and hassle-free process. Matt will help you save time and money and ensure you have a one-stop experience. Let him work on your behalf to find the optimum financing to meet your unique needs.  Matt works for you and not the lenders; he will always offer you unbiased advice and education that will enable you to select the mortgage that is a perfect fit for you.

When he’s not at work, you may find Matt surfing on the Oregon coast, playing Bridge or spending quality time with his wife Jaime and Kids, Scarlett and Vaughn.

OFFICE: 503.543.9999
CELL: 503.396.6987
FAX: 503.543.9990
NMLS #112867

Peggy Pense

Mortgage Broker

Peggy is a Loan Originator and our Senior Loan Processor at Cascadia Home Loans. She is a licensed originator in Oregon and Washington and plans to have her California license by year's end. With an extensive background in mortgage lending, including management and underwriting, Peggy is well versed in all types of mortgages; from Conventional to to FHA/VA to Rehab loans - and everything in between. Peggy has been in the mortgage industry for over 17 years and has has built strong relationships with a diverse group of banks and wholesale lenders giving her the ability to find the perfect loan product for her clients. With her connections in the lending world and knowledge of the industry, Peggy will fund your loan on time with dedication, integrety and professionalism. From first contact until the day your loan funds, Peggy will be there for you. She is always available via phone, text or email.
Peggy is a native Oregonian.When she's not at work you can find her outdoors in the great northwest, tending to her garden, camping with her family, hunting and fishing.

CELL: 503.396.7050
FAX: 503.543.9990
NMLS #1478337

Allison Cox

Mortgage Broker

I'm your friendly neighborhood Mortgage Broker here at Cascadia Home Loans. I am an expert application taker, documentation gatherer and all-around organizer. I take pride in staying in close contact with our clients keeping them in the know during each step of their loan process. From the first contact to the day your loan funds expect nothing short of honesty, professionalism, and efficiency from me. I am always available via phone, text or email. My favorite part of working at Cascadia Home Loans is helping people get into a home they love. There is no better feeling than helping people buy a house they can call home.

Although I am just getting my feet wet in this industry I've grown up around mortgage companies. My grandma and Aunt are both Real Estate Agents and my mom is a Loan Officer and Loan Processor. Some would say Real Estate finance runs in my blood!

If I'm not at work you can catch me at the barn with my quarter horse mare, Bee. She and I compete in barrel racing across the Northwest. I also like to go on adventures with my border collie puppies, Rylee and Scout. Exploring the beauty of Oregon and Washington is what we do. Feel free to call, email or text me with any of your mortgage needs. I am always available via email and on my cell phone at 503-396-7050.


OFFICE: 503.543.9999

Maureen Routt Mortgage Broker

NMLS # 297528

NMLS# 673693

Direct 503-396-6967

Maureen Routt

Loan Processor

Maureen bio:  After a short career in high-tech, I joined the mortgage industry in 1997. Throughout the years, I have gained an abundance of experience working with clients during the ups and downs of the housing market. These past 20 years I have enjoyed working closely with my clients to help them make the best financial decisions to secure home ownership. In working with each of my clients I take into consideration their financial goals both present and future during the home buying process. At Cascadia Home Loans, we offer a wide variety of loan programs to meet the individual needs of each client. If a potential home buyer is not ready, I will work with them to put in place a plan for success. Whether you are a seasoned home buyer or jumping in for the first-time I will work with you step by step throughout the process of buying or refinancing your home!

OFFICE: 503.543.9999
CELL: 360.442.9720
FAX: 503.543.9990
NMLS #1476495

Camren McCollum


Camren McCollum is a Loan Coordinator and Processor at Cascadia Home Loans. Formerly the Service Manager for Toyota, he has been a leader in the customer service industry for over 10 years. His primary function here at Cascadia Home Loans is to fine-tune loan submissions, process them, and to follow up with clients and lenders, ensuring we close on time. Camren has an extremely well-rounded knowledge base and in addition to his regular responsibilites, is the office go-to guy for computer, software and network issues. A consumate professional, he adjusts his form of communication to suit each borrower, whether that be via email, phone, text or face to face. Camren ensures that each transaction goes smoothly and makes it his mission that every borrower has the best possible experience when buying or refinancing their home with us. Cam exudes positive energy and we're pretty sure that if Lee wasn't his middle name, it would have been "Teamwork".
When Camren is not at work he takes any excuse he can to pile his wife, four children and dog Eddie into their family car, Black Betty. They love to hike and camp and will occasionally take a wrong turn just so they can get lost and explore the countryside.

OFFICE: 503.543.9999
FAX: 503.543.9990

Kimberly Schaff

Office Manager

Kimberly Schaff is our Office Manager and all-around organizational queen at Cascadia Home Loans. For the past seven years she has honed her skills in book keeping, filing and data management. Kim's duties at Cascadia include loan close out and digital file management. Her wide range of office skills enable us to run smoothly, securely and at maximum efficiency. We contend that Kim has single-handedly made the Dewey Decimal System obsolete!
When not at the office Kim works as a licensed Equine Massage Practitioner and loves being around horses whether she's in the saddle or working with them in the field. You can catch her and her husband Jeremy at lowrider car shows all over the northwest with their two dogs, Bizzy and Boscoe.