Loan Services Offered in Portland
Buying a Home in Portland?
Learn about our loan programs for fixed and adjustable-rate mortgages.
Refinancing Your Home in Portland?
Check out our low rates, calculate your payment, or start the process today!
Most Common Types of Home Loans Funded in Portland
The traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s duration. The most commonly requested fixed loan types are 30-year fixed and 15-year mortgages.
VA home loans help Veterans, Servicemembers, and eligible surviving spouses become homeowners. VA Home Loans are provided by private lenders, such as banks and mortgage companies, but the VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
This loan type allows borrowers to get low mortgage rates with additional options for less closing costs and flexible credit qualifying.
What Makes Cascadia Home Loans Different From Other Home Loan Lenders in Portland?
We do what's best for our clients, even if it’s not what’s "best" for us financially.
We're honest, transparent, and guide our clients to the best decision for them, even if it means not working with us. How many other mortgage brokers in Portland will do that?
Testimonials From Cascadia Home Loans Clients in Portland
Working with Matt and his team at Cascadia was hands down the best decision we made in the home buying process. They were professional,attentive, trustworthy and easy to work with. We are first time home buyers and ended up in a complicated and lengthy closing process that I am absolutely sure would have fallen through if it were not for Matt. With all the things to worry about when buying a home, our mortgage broker was not one of them. I cannot recommend them enough!
As first time home buyers Matt and his team were with us every step of the way, from the initial pre-approval to the day when we got our keys. He made everything very easy for us, even when dealing with a seller who was anything but easy. I have recommended Matt and Cascadia Home Loans to all my friends and family!
Quick Facts on Buying a Home in Portland
According to Realtor.com
- The median listing home price in Portland, OR was $569K, trending up 6.6% year-over-year
- The median listing home price per square foot was $330
- The median home sold price was $550K.
- Median days on market: 43 Days
Introduction To Portland: Location, Demographics, and Community Overview
Location
Portland, Oregon is nestled in the Pacific Northwest of the United States, situated near the confluence of the Willamette and Columbia Rivers. It's known for its lush, green surroundings, with the Cascade Range to the east and the Pacific Ocean to the west, providing a diverse range of outdoor recreational opportunities. The city's strategic location within the Willamette Valley has made it a vital transportation hub and a gateway to the natural beauty of the region.
Demographics
Portland boasts a diverse and dynamic population with a reputation for its progressive values and a strong sense of community. The city is known for its relatively high educational attainment, with a well-educated populace that values sustainability and environmental awareness. Its demographics encompass a mix of ethnicities and age groups, reflecting the city's welcoming and inclusive atmosphere.
Community Overview
The Portland community is characterized by a vibrant and active culture, fostering a deep appreciation for arts, music, and culinary experiences. It's renowned for its commitment to sustainability, with a thriving farmer's market culture and a strong emphasis on eco-friendly transportation options. The city's neighborhoods each have their unique character, from the trendy and eclectic vibes of Alberta Arts District to the historic charm of neighborhoods like Ladd's Addition, creating a rich tapestry of communities within the city.
Portland Mortgage FAQs
What Are the Current Mortgage Rates in Portland?
Interest rates can vary significantly depending on various factors, including credit score, your situation, and prevailing market conditions. Mortgage interest rates are subject to constant fluctuations due to economic factors and lender policies, so they can change frequently. Reach out to us to learn more about the application process and the different rates that you qualify for.
What Are the Benefits of Using a Mortgage Broker Rather Than a Bank in Portland?
With Cascadia Home Loans, we have access to many lenders. When using a bank in Portland, options can be more limited. Reach out to us to learn more about how we’re different from using a Portland bank and how we can help you.
How Can I Get Pre-Approval for a Mortgage in Portland?
The process is simple with Cascadia Home Loans! First, hit the “Apply Now” button on this page. Second, someone from our team will reach out to you and coordinate communication channels. And third, we’ll send you the exact rates you’re pre-approved for.